Terms of Service

1. Agreement to Terms

By accessing or using Maxwith ("Platform," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, you may not access the Platform.

These Terms apply to all visitors, users, and others who access or use the Platform.

2. Description of Service

Maxwith is a platform that aggregates and curates funding opportunities, events, and resources for African entrepreneurs, startups, and SMEs. We provide:

• Access to funding opportunities (grants, equity, loans)
• Event listings and networking opportunities
• Knowledge base and educational resources
• AI-powered search and recommendations
• Business planning and consulting services (paid)

3. User Accounts

3.1 Account Creation

To access certain features, you must register for an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and update your information
• Keep your password secure and confidential
• Notify us immediately of unauthorized access

3.2 Account Responsibilities

You are responsible for all activities that occur under your account. You must be at least 18 years old to create an account.

3.3 Account Termination

We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activities.

4. User Conduct

You agree NOT to:

• Use the Platform for illegal purposes
• Post false, misleading, or fraudulent information
• Harass, abuse, or harm other users
• Violate intellectual property rights
• Transmit viruses or malicious code
• Attempt to gain unauthorized access to the Platform
• Scrape or harvest data without permission
• Impersonate others or misrepresent affiliations

5. Content and Intellectual Property

5.1 Our Content

All content on the Platform (text, graphics, logos, code) is owned by Maxwith or licensed to us. It is protected by copyright, trademark, and other intellectual property laws.

5.2 User-Generated Content

By submitting content (reviews, comments, feedback), you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content.

5.3 Third-Party Content

Opportunity listings and event information are provided by third parties. We aggregate and curate this information but do not guarantee its accuracy or completeness.

6. Disclaimers

6.1 No Guarantee of Funding

Maxwith does NOT guarantee that you will receive funding or win any opportunities listed on the Platform. All funding decisions are made by the opportunity providers, not by us.

6.2 Information Accuracy

While we strive for accuracy, we do not warrant that opportunity information, deadlines, or eligibility criteria are complete, current, or error-free. Always verify details with the opportunity provider.

6.3 Platform Availability

The Platform is provided "AS IS" and "AS AVAILABLE." We do not guarantee uninterrupted, timely, secure, or error-free operation.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MAXWITH SHALL NOT BE LIABLE FOR:

• Indirect, incidental, special, or consequential damages
• Loss of profits, revenue, data, or business opportunities
• Damages arising from your use or inability to use the Platform
• Actions or inactions of third-party opportunity providers

Our total liability shall not exceed the amount you paid us (if any) in the past 12 months.

8. Indemnification

You agree to indemnify and hold harmless Maxwith, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use of the Platform
• Your violation of these Terms
• Your violation of any rights of another party
• Your user-generated content

9. Third-Party Links

The Platform contains links to third-party websites and services. We are not responsible for the content, privacy policies, or practices of third-party sites. Use them at your own risk.

10. Paid Services

Some services (business planning, consulting) require payment. By purchasing these services:

• You agree to pay all fees as specified
• Fees are non-refundable unless otherwise stated
• We may change fees with 30 days' notice
• Taxes are your responsibility

11. Privacy

Your use of the Platform is also governed by our Privacy Policy. By using the Platform, you consent to our collection and use of personal data as outlined in the Privacy Policy.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes via:

• Email notification
• Prominent notice on the Platform
• Updated "Last updated" date

Your continued use of the Platform after changes constitutes acceptance of the modified Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of the Platform shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].

14. Dispute Resolution

For disputes, we encourage you to first contact us at legal@maxwith.com to attempt informal resolution. If unsuccessful, disputes shall be resolved through:

• Mediation: Good-faith mediation before litigation
• Arbitration: Binding arbitration (optional)
• Small Claims Court: You may pursue claims in small claims court

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact Information

For questions about these Terms, contact us at:

• Email: legal@maxwith.com
• Support: support@maxwith.com
• Address: [Your Business Address]